Capital subsidy, interest subvention, margin money and collateral-free limits — cross-checked against the notification, not a blog post. Know your number before you walk into the bank, and let our team file it for you.
Tell us your state, sector and project size. We check it against every applicable central scheme and your state's current industrial policy — not last year's version.
See the exact capital subsidy %, interest subvention rate, collateral-free limit and reimbursement schedule that apply to your project — with the clause it comes from.
Take the matched entry to your DPR, or hand it to our consultancy team to structure the filing, the loan mix and the subsidy stack for you.
Same project, ten different states — the spread between them is often the difference between a viable project and a stretched one.
| State | Capital Subsidy | Interest Subvention | SGST / Duty Reimbursement | Flagship Policy |
|---|---|---|---|---|
| Rajasthan | 13–28%MSME: 75% SGST route instead, most cases | 6–8% p.a.7 years, loan up to ₹5 Cr | 75%10 years | RIPS 2024 |
| Gujarat | Taluka-gradedCategory 1–3 slabs | 5–7% p.a.6–7 years | 80–100%10 years | Aatmanirbhar Gujarat 2022–27 |
| Maharashtra | Zone-linkedA/B/C/D/D+ grading | 5% p.a.Zone B onward | up to 100%of gross SGST, first sale | PSI 2019 |
| Madhya Pradesh | up to 40%48% SC/ST/women | 5% p.a.5 years | —employment subsidy instead | MSME Development Policy 2021 |
| Uttar Pradesh | 10–25%cap ₹4 Cr/unit | 50% of interestcap ₹25 lakh, 5 yrs | —stamp duty exemption instead | UP MSME Promotion Policy 2022 |
| Tamil Nadu | 25%cap ₹150 lakh | 5% back-endedcap ₹10 lakh, 5 yrs | —power tariff subsidy instead | MSME Policy 2021 |
| Karnataka | up to 35%of Value of Fixed Assets | up to 10%tech-upgradation loans | —stamp duty exemption instead | Industrial Policy 2025–30 |
| Telangana | 15–40%T-PRIDE for Dalit entrepreneurs | 3–9% p.a.Pavala Vaddi, 5 yrs | 100%5 years | TS-iPASS Policy |
| Haryana | 15%cap ₹20L SC/ST/women, rural | 5–6% p.a.cap ₹10–20L/yr, 5 yrs | up to 100%D blocks, 10 yrs | HEEP 2020 |
| Punjab | —SGST route only | —not a core lever here | 100%7 years, cap 100% of FCI | IBDP 2022 |
Figures are policy-dependent and change with each notification cycle — this table reflects the position at time of publishing. Always verify against the live gazette before filing. "—" means the state leans on a different lever for that column rather than offering nothing.
Six ways government support reaches your project — most businesses only know one or two of them, and leave the rest unclaimed.
Upfront and staggered grants against your machinery, civil work and asset creation — PMEGP, BRUPY, RIPS Capital Subsidy and more.
View schemes →Annual rate relief on your term loan — often stacked from both a central and a state scheme, worth lakhs over the loan tenure.
View schemes →CGTMSE-backed lending up to ₹10 crore, and the RBI's mandatory no-collateral floor on small-ticket MSE loans.
View schemes →State GST paid back to you year after year, plus electricity and stamp duty relief that most DPRs leave on the table.
View schemes →Per-employee monthly or annual payouts for hiring local, domicile or reserved-category staff — often overlooked in DPRs entirely.
View schemes →Reimbursement for ISO, FSSAI, BIS, ZED and patent costs — small line items that quietly add up across a project.
View schemes →Whatever state you're in, these three sit underneath almost every subsidy stack we build.
Most founders lose subsidy money not because they're ineligible, but because the DPR was built for the bank and never touched the scheme's actual clauses. We build both in the same document, from day one.
Every engagement — self-serve or full-service — starts from the same register you just searched, so nothing you're eligible for gets left off the file.
Start my engagementNo black box — here's exactly where your file sits at every point.
Every tier starts from the same verified scheme register — you're paying for filing, structuring and follow-up, not for access to information.
For founders who want the numbers first and will file it themselves or with their own CA.
Full DPR, scheme-stack report and filing for one project — priced against your project size and complexity.
For staggered, multi-year disbursals — we manage every annual claim so nothing lapses over the entitlement period.
Answered here first, so the branch meeting is a formality, not a discovery process.
Our consultancy team structures the DPR, the scheme stack and the loan mix together — so nothing you're eligible for gets left unclaimed.
Our team will reach out on WhatsApp within one business day with your matched schemes and next steps.